Reinsurance Analytics

Reinsurance Analytics: Data-Led Structuring for Confident Capital Allocation

In a market where the quality of your reinsurance programme directly impacts your capital position and underwriting results, relying on intuition or historical precedent alone is insufficient. Every structure should be tested, every assumption challenged, and every decision grounded in evidence.

Reinsurance Solutions’ analytics capability provides the quantitative foundation that underpins every programme we design and every placement we make. Whether you are a cedant evaluating your treaty structure or a capacity provider assessing the risk you are being asked to underwrite, our analytical tools and partnerships deliver the clarity your decision-making demands.

Our Capacity

Structuring Complex Capacity for Ceding Companies

Our analytics services are designed for technical decision-makers:Chief Risk Officers, Heads of Reinsurance, actuaries, and underwriting managerswho want to see the evidence before committing to a structure. We deliver thatevidence through a suite of integrated analytical capabilities.

Risk Explorer: ActuarialModelling Platform

Our Risk Explorer platform enables dynamic evaluation of reinsurance pricing, retention levels, and capital return scenarios. Users can model multiple programme structures, compare capital efficiency across different treaty options, and assess the impact of retention changes on expected and tail losses.

Risk Explorer is not a static reporting tool. It is a dynamic modelling environment that allows your team and ours to collaborate on structural questions in real time, testing hypotheses and refining recommendations with each iteration.

Colleagues working together on a laptop at a table

Treaty Optimisation

We model both proportional treaty and non-proportional treaty options against your actual portfolio data to identify the structures that deliver the best balance of protection, cost, and capital efficiency. Our optimisation process considers multiple objectives simultaneously: minimising capital strain, maximising underwriting stability, and ensuring programme sustainability across market cycles.

For groups with multi-territory programmes, our optimisation considers the interaction between regional portfolios, identifying opportunities for aggregation efficiency and coordinated structuring that can reduce overall reinsurance costs.

Two colleagues reviewing documents at a desk with a laptop and calculator

Dynamic Reinsurance Analysis

We assess portfolio performance using historical claims data, exposure analysis, and comprehensive scenario testing. This analysis allows cedants to understand how different reinsurance structures would have performed across various loss environments, providing the evidence base needed to select the right programme.

Our dynamic analysis incorporates forward-looking exposureprojections, premium growth assumptions, and emerging risk factors. Westress-test structures against the portfolio of tomorrow, not merely theportfolio of yesterday, ensuring that your programme remains fit for purpose asyour business evolves.

Our Expertise

Our Regional Expertise and Lines of Business

Through partnerships with leading catastrophe modelling firms, we analyse natural catastrophe risk across African exposures including earthquake, flood, windstorm, drought, and wildfire. Our cat modelling provides both cedants and capacity providers with the quantitative insight needed to price and structure catastrophe cover with confidence.

Catastrophe modelling in Africa presents unique challenges: data availability can be limited, and many established models have less granularity in African territories. Our team bridges this gap by combining commercial models with local data sources and expert judgement to produce robust, defensible outputs that satisfy both internal governance standards and reinsurer expectations.

We conduct detailed reviews of underwriting approach and policy pricing, assessing whether current practices are aligned with market conditions, portfolio risk, and reinsurance programme requirements. These reviews support cedants in optimising their primary underwriting strategy alongside their reinsurance structure.

Our benchmarking analysis compares your reinsurance programme, its structure, pricing, terms, and performance, against relevant market peers and industry standards. This context allows you to understand where your programme sits relative to the market and to identify opportunities for improvement.

Benchmarking is particularly valuable at renewal: it provides your board and executive team with objective evidence of how your programme compares, and it gives your broking team the data to negotiate from a position of informed strength.