FACULTATIVE REINSURANCE

Facultative Reinsurance Broker: Precision Placement Across African and Global Markets

When a risk exceeds your treaty parameters or demands individual market attention, the quality of your facultative reinsurance placement becomes a decisive factor in your portfolio’s performance. Reinsurance Solutions provides responsive, technically rigorous facultative broking for complex, large, and non-standard risks across the full spectrum of commercial and specialty classes. 

Our facultative capability is built on two pillars: deep Pan-African market knowledge and unrivalled access to global reinsurance capacity. From our operational hubs in Mauritius, Nairobi, Abidjan, Johannesburg, Lusaka, Kigali, and London, we negotiate placements with the speed, documentation standards, and underwriting clarity that both cedants and capacity providers require.

Our Capacity

Structuring Complex Capacity for Ceding Companies

Facultative reinsurance is not a commodity service. Each placement represents a unique risk with its own exposure characteristics, loss dynamics, and regulatory requirements. Our approach treats every submission as a bespoke structuring exercise, beginning with thorough risk assessment and concluding with binding confirmation and full documentation. 
Two colleagues working through documents with a calculator

Risk Assessment and Market Strategy

Every facultative placement begins with a detailed analysis of the underlying exposure: its nature, location, aggregation potential, loss history, and policy terms. Our specialists then develop a targeted market strategy, identifying the reinsurers whose underwriting appetite, pricing philosophy, and jurisdictional comfort best align with the risk profile. 

We do not circulate slips broadly and wait for responses. We curate our approach to ensure that each submission is positioned for the strongest possible outcome, supported by the data and narrative that sophisticated capacity providers expect.
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Global Negotiation and Placement Execution

Speed, accuracy, and commercial acumen define our placement process. Our London office provides direct access to Lloyd’s syndicates, leading international reinsurers, and alternative capital providers. Our regional offices contribute local context, regulatory insight, and established relationships that strengthen every negotiation.

This dual capability, global market reach combined with on-the-ground African expertise, allows us to secure terms and pricing that purely London-based or purely regional brokers cannot consistently achieve.
Our Expertise

Our Regional Expertise and Lines of Business

Our facultative capability covers the complete range of classes relevant to African and international insurance markets. Our team maintains specialist knowledge across each line, ensuring that submissions are technically precise and aligned with current market conditions.

Property

Commercial, industrial, and residential property risks including large single-site exposures, portfolio placements, and catastrophe-exposed assets. We structure facultative property covers that address the specific peril profiles of African territories, from fire and allied perils to natural catastrophe exposures.

Engineering

Construction all risks (CAR), erection all risks (EAR), contractors’ plant and machinery, and operational engineering risks. Africa’s infrastructure development pipeline generates substantial engineering exposures, and our team understands the technical underwriting requirements that define this class.

Energy

Upstream and downstream energy risks including oil and gas exploration, production facilities, refineries, pipelines, and renewable energy installations. Our energy placement team navigates the specialised markets and technical standards this class demands.

Marine

Hull, cargo, and marine liability placements for the shipping, logistics, and trade sectors. With Africa’s growing role in global commodity flows, marine risk placement requires both technical depth and familiarity with regional trade patterns.

Aviation

Aircraft hull and liability, airline placements, airport operators’ liability, and aviation product liability. Our aviation practice accesses specialist London and global markets where capacity for this class is concentrated.

Liability

General liability, products liability, employers’ liability, and excess liability programmes. We place liability covers that reflect the evolving legal and regulatory environment across multiple African jurisdictions.

Professional and Financial Lines

Directors’ and officers’ liability, professional indemnity, errors and omissions, and cyber liability. These classes are becoming increasingly important as African businesses face more complex operational and governance exposures.

Political and Social Risks

Political violence, terrorism, strikes, riots, and civil commotion. Operating across diverse African markets gives our team direct insight into the geopolitical and social risk factors that shape these placements.

High-Value Personal Accident and High Risks

Large personal accident covers, high-net-worth individual risks, and other elevated exposure placements that require specialist market access and bespoke structuring.

Transport and Distribution Lines

Goods in transit, logistics operator liability, and supply chain protection. As African trade corridors expand, these placements require brokers who understand both the physical and commercial risks involved.

Other Niche and Specialty Products

We maintain the flexibility to place non-standard or emerging classes of business that fall outside traditional categories. Our team’s experience across diverse African and international markets means we can source capacity for risks that other brokers may struggle to accommodate.

Tailored Reinsurance Solutions for Your Market Position

For Clients

Secure stable, long-term capacity and optimise your portfolio with our expert technical structuring and localised market access. 

For Capacity Providers

(Global Reinsurers)
Deploy capital securely into emerging African markets backed by our rigorous regulatory compliance and on-the-ground operational hubs.